Idle is a protocol designed to optimize interest rate returns across different DeFi lending protocols by investing in and holding a single token. Our smart contract architecture continuously monitors interest rates and automatically rebalances funds into the best allocation and returns.

The next steps will be building other allocation strategies, taking account of risks and with built-in insurance service. Currently, you can test and try Idle protocol through our consumer-facing app, but our plan is to transit towards a P2B2C model in the future.

Our vision is to democratize the access to DeFi instruments through consumer-driven experiences and developer-friendly infrastructure, providing innovators and developers with the tools they need to create easy and accessible yield-generating experiences for their users.