I am building a digital bank(neobank) with a unique banking app for clients to their banking digitally on the app the will be two banking wallets the first wallet will hold clients money so that when they need funds they access this wallet 1 and the second wallet will be crypto wallet or wallet 2 so that clients can purchase crypto currency through the bank from a blockchain like coinbase and can transfer the crypto to their banking crypto wallet so that they can do transactions or even transfer the crypto to someone if the person is using the same bank and because we are a digital bank with no physical branches or ATMs we will do a lease agreement with a bank that can allow clients to withdraw from their ATMs or even deposit money on their bank ATMs, clients opening the account on the app will be able to open the account in easy steps and we will deliver their bank card to them using drone delivery depending on their location.