Hi,

Key facts about Defyca: DEFYCA (Definitive Yields in Crypto Assets) is an institutional platform, unlocking mass scale access to private commercial debt and its derivatives on chain. Problem we solve on the market: For Investors: Establish a primary market for the truly risk-priced and fixed-income onchain debt instruments. Launch a secondary market for a new liquid asset class of bond coupons and debt derivatives. For Originators: Access to instant, flexible, just-in-time or committed lines of liquidity without the restrictions, underpinned by a professional risk scoring of off-chain and on-chain data. Why we are better than others: None of the existing players (centrifuge, goldfinch, maple) perform the professional risk-based pricing of the fixed-income debt instruments in the format required for institutional investors and ecosystem crypto players. Undercollateralized lending market is missing the critical bond-stripping product to separate coupon and principal parts when minting the primary debt instrument for the originators. It prevents the whole crypto industry from issuing a new class of debt derivatives and liquid tradable financial instruments. We will legally offer private placement debt via our SVP, DEFYCA Securities (Luxembourg). At present, we have designed our MVP, built all of our commercial relationships for go-live and have validated 350M EUR of issuances with 11 Originators. The DEFYCA team recently attended Avalanche Summit and delivered a PoT for the worlds first stablecoin bond contract. We are bullish about this offering and believe the movement of real world asset classes and large scale institutional adoption to the on-chain world is imminent. At DEFYCA, we aim to become a multi billion dollar valued avant-garde financial services platform within 5 years. The investment of 3M EUR will enable DEFYCA to issue 100M EUR of liquidity to solid British and EU Originators within FY 2022, and provide the technology platform to unleash a further 300-500M of issuances within the next 18 months.

Looking forward to your feedback and our call.